As a homeowner in Louisiana, one of the most hurricane-prone states in the U.S., it’s essential to understand how FORTIFIED roofing can protect your investment and family. This comprehensive guide explains everything you need to know.
What is FORTIFIED Construction?
FORTIFIED is a voluntary construction and re-roofing program developed by the Insurance Institute for Business & Home Safety (IBHS). It’s based on decades of research and real-world testing to identify building techniques that significantly reduce damage from severe weather.
The Three FORTIFIED Designation Levels
FORTIFIED Roof™
The foundation level focuses on the roof system: Enhanced roof deck attachment, Sealed roof deck to prevent water intrusionProperly installed drip edge, Upgraded attic ventilation
Best for: Homeowners looking for essential protection and insurance savings.
FORTIFIED Silver™
Includes all Roof requirements plus: Protected window and door openingsReinforced gable ends, Secured attached structures (porches, carports)
Best for: Homeowners wanting comprehensive protection without major structural changes.
FORTIFIED Gold™
The highest level, adding: Continuous load path from roof to foundation, Enhanced wall-to-foundation connectionsChimney bracingAdditional structural reinforcements
Best for: New construction or major renovations.
Why Choose FORTIFIED?
Proven Performance
IBHS research shows FORTIFIED homes suffer significantly less damage during hurricanes. After Hurricane Michael (2018), FORTIFIED homes in the Florida Panhandle had 60% fewer claims than standard homes.
Insurance Savings
Many Louisiana insurers offer premium discounts for the FORTIFIED designation; State Farm, American National, and others are among them. Savings can be substantial—often 15-55% on wind premiums. Discounts typically continue as long as the designation is maintained
Louisiana Fortify Homes Program
Louisiana offers grants up to $10,000 to help homeowners achieve the FORTIFIED Roof designation, making upgrades more affordable than ever.
Increased Home Value
FORTIFIED designation is transferable and can increase your home’s resale value. It’s a selling point that distinguishes your property in the market.
The Mackie One FORTIFIED Process
1. Initial Consultation
We assess your current roof and discuss your goals, budget, and timeline.
2. FORTIFIED Evaluation
A certified evaluator inspects your home and identifies what’s needed for the FORTIFIED designation.
3. Grant Application Assistance
If you’re pursuing the LFHP grant, we help you navigate the application process.
4. Professional Installation
Our certified crews install your new FORTIFIED roof using: Impact-resistant shinglesSealed roof deck systemsEnhanced fastening patternsProper flashing and edge details
5. Third-Party Verification
An independent evaluator verifies that the installation meets IBHS standards.
6. Certification
You receive your official FORTIFIED designation certificate to share with your insurance company.
Frequently Asked Questions
How long does a FORTIFIED roof last?
FORTIFIED roofs typically last longer than standard roofs due to superior materials and installation techniques.
Will my existing insurance company honor the designation?
Most major insurers in Louisiana recognize the FORTIFIED designation. We recommend confirming with your provider.
Can I get FORTIFIED if I recently had a new roof installed?
In some cases, upgrades can be made to existing roofs. A FORTIFIED evaluator can assess your options.
Take the First Step
Protecting your home with a FORTIFIED roof is one of the smartest investments a Louisiana homeowner can make. Contact Mackie One today for a free consultation and discover how we can help fortify your home.